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Beyond The 4% Rule

The science of retirement portfolios that last a lifetime by Abraham Okusanya, MSc, CFP, AFPS, MSCI

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Written by Abraham Okusanya
Updated over a week ago

Written by the founder of Timeline, this book is a deep dive into how to mitigate key retirement risks using the sustainable withdrawal rateframework from the perspective of a UK retiree and financial adviser.

The book confronts the challenge of how to secure a sustainable income that lasts a lifetime from your portfolio. It delves into the detail of the various withdrawal strategies, asset allocation and the unavoidable question of how long before you pop your clogs. This book helps retirees and their advisers navigate the treacherous retirement income landscape, using sound empirical evidence and practical application.

'It’s ‘cogent, comprehensive, and entertaining, joins the best yet written in the field’ says Bill Bengen, the father of the ‘4% rule’.

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